Sunday, October 3, 2010

Stop Debt Collector harassment-Know Your derechos-noticias holders

There are strict laws protecting takes individuals.this promotion and small enterprises was published by the activities of some collectors.XML debt and creditors.

It is a criminal offence to harass a debtor and his family for threatening or committing acts of advertising, violence or criminal proceedings. It is also an offence to obtain money or property by deception, or pretending to have official documents that are in this case, has no legal validity.It is also an offence to the distress or humiliate a deudor.Durante much time passed the days of stocks of the city.

This means that creditors and debt Collectors.XML have specific restrictions on them.

1 That should not advise anyone in his position, either by accident or deliberadamente.Esto means speak loudly in order to be heard, leaving messages on answerphones, fax, with vans outside parking ' ' debt Collectors.XML LTD painted on the side or pressing demands on the wrong door such as door of to the side. If do them, none of this, you are automatically in a very strong position.«They are violating the law, and t. refuge»

2 Should not wave around pieces of paper on your door, or send you official looking letters that any authority under law, but which imply that they have.This specifically refers to a large and well-known company Collectors.XML of debt that print all its to resemble the Corte.Pero documents are not ' t.

3 You must not lead to think that it can be processed "before starting a criminal court for the debt." «You can t.» Even the old saying of ' 'We see in the Court' could in some cases be considered a threat and harassment.

4 Should not make frequent and unreasonable demands a debtor either at home or at work, which may cause stress or shame.

There are severe fines imposed on the collectors.XML debt and creditors, penalties of imprisonment at times even.Recently, an owner asked a colleague, who turned out to be a great man of rude aspect, go and pick up his tenant, and bring it to see him in a meeting to discuss two months of non-payment of alquiler.Al less was what insisted in his defence.Order argued successfully the owner and his debt collector ' ' were guilty of kidnapping and imprisonment (15 minutes).The jury agreed and they were sent to prison for six years.

Also worth noting that someone acting as a collector of debt without a license can be fined and very often, in amounts up to $ 1,000.This means that the local auto mechanic who is owed $ 500, which sends round mate to pick it, may have major problems.

Creditors will assume you know don't ' this law.As soon as they realize what to do, will leave you alone.

Most people are afraid to bring prosecutions for fear the annoy a creditor, printing will be converted into even attitudes or immediately bring judicial procedures on usted.Don t be afraid ' of this ruta.Incluso making a complaint to the police will lead to a creditor, if he be the local mechanic or an off backing completamente.Y international credit card company how good on their positions if finally will courts to try to get their money from vuelta.Ellos will have no chance at all winning their caso.Si someone threatens or harasses him, however minor, may seem to complain in writing to the police and send a copy to your acreedor.Les stops.

If you get what is worse, ask the police to take action. nearly all cases of this nature, give rise to a condena.Usted could offer to abandon the charges for debt is cleared. what else could ask.?


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